Terms of Service

1. Eligibility

You must be at least 18 years old or have legal authority to enter into contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

2. Consent to SMS Messaging

By opting in to receive SMS messages from Econosurance:

• You consent to receive automated messages, which may include policy updates, payment reminders, renewal notices, account notifications, promotional messages, and other service-related communications.
• Message frequency may vary based on your policies, preferences, or activity.
• Standard message and data rates may apply.
• You may opt out at any time by replying STOP.
• For assistance, reply HELP.
• Consent is personal and is not shared with third parties or affiliates.

3. Use of Services

You agree to:

• Use our services in accordance with applicable law and these Terms.
• Provide accurate, complete, and up-to-date information when interacting with us.
• Not use our services for any illegal, abusive, or fraudulent activity.
• Not interfere with or disrupt the services, systems, or networks of Econosurance or its partners.

4. Account Responsibilities

If you create an account or register for services:

• You are responsible for maintaining accurate contact information.
• You are responsible for keeping login credentials secure and confidential.
• You are responsible for any activity that occurs under your account.

5. Intellectual Property

All content provided through our services including text, graphics, logos, images, software, and trademarks is owned by Econosurance or its licensors. You may not copy, reproduce, distribute, or create derivative works without our prior written consent.

6. Third-Party Services and Links

Our services may include links to third-party websites, tools, or services. We are not responsible for the content, privacy practices, or policies of third-party providers.

7. Data Protection

We handle your information according to our Privacy Policy, which explains how we collect, use, and protect your data. By using our services, you agree to the terms of our Privacy Policy.

8. Limitation of Liability

To the maximum extent permitted by law, Econosurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including SMS communications. Our total liability for any claim related to services is limited to the amount paid, if any, for the services giving rise to the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Econosurance, its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees, arising from:

• Your use of our services;
• Your violation of these Terms; or
• Your violation of any applicable law or third-party rights.

10. Termination

We may suspend or terminate your access to our services at any time, with or without notice, for violations of these Terms, inactivity, or other reasons. Termination does not limit any of our other rights or remedies under these Terms or applicable law.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict of law principles. Any disputes arising from these Terms or the services will be resolved in the courts located in Massachusetts, and you consent to personal jurisdiction there.

12. Changes to Terms

We may update these Terms at any time. Updates will be posted with a revised “Effective Date.” Continued use of our services constitutes acceptance of the updated Terms.